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96233 Montego Bay, Fernandina Beach, FL 32034

$799,000
  • 96233 Montego Bay, Fernandina Beach, FL 32034 Main Photo

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New to the Market Active
BEDS4 BATHS2 full SQUARE FEET1,984 MLS#2142706
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONIsleworth

Property Description

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

96233 Montego Bay | MLS# 2142706

This single family home located at 96233 Montego Bay, Fernandina Beach, FL 32034 is currently listed for sale with an asking price of $799,000. This property was built in 2004 and has 4 bedrooms and 2 full baths with 1984 sq. ft. Montego Bay is located in the Isleworth subdivision. Search Isleworth real estate on genkish.adamscameron.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric
Fenced: Yes
Fireplaces: 1
Heating: Central, Heat Pump
Lot Size: 0.22 Acres
Year Built: 2004

Feature Descriptions

Swimming Pool: Yes

Listed By / Shown By

Listed By

Agency Name: FERNANDINA BEACH REALTY

Shown By

Agent Name: Gen Kish
Agent Phone: (908) 500-9359
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 4,485.66 per month $4,252.61 Principal & Interest $0.00 Property Tax (data not provided by mls) $233.04 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/30/2026. The listing information on this page last changed on 04/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/30/2026 12:11:56 AM EST) or Miami MLS (last updated Thu 04/30/2026 12:08:40 AM EST) or Stellar MLS (last updated Wed 04/29/2026 11:59:12 PM EST) or Daytona MLS (last updated Wed 04/29/2026 11:36:49 PM EST) or Tallahassee MLS (last updated Wed 04/29/2026 10:48:18 PM EST) or Northeast Florida MLS (last updated Thu 04/30/2026 12:09:00 AM EST) or My State MLS (last updated Wed 04/29/2026 11:30:11 PM EST) or Florida Keys MLS (last updated Wed 04/29/2026 8:30:57 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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